fmglobal.com — August 2026 traffic, keywords & AI visibility

# FM Global | Commercial Property Insurance & Risk Management

## About
FM Global is a mutual insurance company that specializes in commercial property insurance and risk management for large and mid-sized businesses worldwide. The firm works directly with clients to understand their operations, identify potential loss exposures, and implement engineering-based solutions that reduce the likelihood of property damage. By combining deep technical expertise with tailored coverage, FM Global helps organizations maintain operational continuity even after major events such as fires, storms, or equipment breakdowns. Its underwriting approach relies on extensive loss-prevention research conducted at its own laboratories and through field engineering visits rather than traditional actuarial models alone. Clients span manufacturing, technology, healthcare, retail, and energy sectors, each receiving individualized risk assessments and loss-control recommendations. The company’s global network of engineers and underwriters allows it to serve policyholders across more than 130 countries with consistent standards and local market knowledge. FM Global’s mutual structure means policyholders are also owners, aligning incentives around long-term resilience rather than short-term profit. Over decades the firm has developed proprietary data sets on fire protection, natural catastrophe modeling, an